Terms of Use

1. Introduction

Welcome to our Terms and Conditions of Use. These terms affect your legal rights, endeavor to read them and treat with utmost importance.
These terms and conditions (“Terms” or “Agreement”) is an agreement between p2Vest Technology Limited (“the Company”, “us”, “we” or “our”) and you (“User”, “you” or “your”). This Agreement sets forth the general terms and conditions of your use of the p2Vest Peer-to-Peer Lending Application and any of its products or services (collectively, the “Application” or “Services”).

2. Accounts

You must operate an account with the Company to be able to use the Application. The Application can be installed on a mobile device running an operating system supported by the Company.

To log onto the Application, you will need to enter your User ID and other security information that we request, or where available, by using biometric authentication. We may notify you from time to time about changes in the security information. We will automatically log you out of the Application if you have not used it for 15 minutes.

If you create an account in the Application, you are responsible for maintaining the security of your account and you are fully responsible for all activities that occur under the account and any other actions taken in connection with it. Providing false contact information of any kind may result in the termination of your account. You must immediately notify us of any unauthorized uses of your account or any other breaches of security. We will not be liable for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions.

3. Qualification For Use

p2Vest Accounts are available only to people aged 18 or over. You must be over the age of 18 to operate an account with the Company and use the Application. Individuals under the age of 18 may utilize the service only with the involvement of a parent or legal guardian, under such a person’s account and otherwise subject to these Terms.

The user must have the contractual capacity to enter a binding contract with us and is not barred from doing so under any applicable laws. You also warrant that any registration information that you submit to the Company is true, accurate, and complete, and you always agree to keep it that way and the Company will not be held liable for any loss or damage that may arise in this respect.

4. Services

Here’s some information about all the ways you can enjoy the Peer-to-Peer Lending Application:

  • Open an account with p2Vest.
  • Make instant loan requests.
  • Fund loan requests.
  • Carry out any other additional services that we may be provided in any future update of the Application.

5. Backups

We are not responsible for backing up data residing in the Peer-to-Peer Lending Application. In no event shall we be held liable for any loss of any data. It is your sole responsibility to maintain appropriate backup of your data.
Notwithstanding the foregoing, on some occasions and in certain circumstances, with absolutely no obligation, we may be able to restore some or all of your data that has been deleted as of a certain date and time when we may have backed up data for our own purposes. We make no guarantee that the data you need will be available.

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